Phil Calçado is Global CTO at PicPay, the largest digital wallet in Latin America. He leads a team of more than 1,500 engineers building financial products for 60 million users and processing over four billion dollars yearly. Before PicPay, Phil was Senior Director of Engineering at SeatGeek, where he led the team that built the live events platform used by 44 million people worldwide. He also has led the platform team at Meetup/WeWork, worked on Linkerd - the pioneering Service Mesh, and headed product engineering for DigitalOcean and SoundCloud, both pioneers in the adoption of Microservices architectures.